Tap any setting to edit
Projection
How we project this portfolio to perform — hover or tap on chart for details
More likely
Less likely
Lowest projected outcome
Contributed
Off track from {{ ctrl.pot.target | poundCurrency }} — How to get back on track:
On track for {{ ctrl.pot.target | poundCurrency }} target
We need to know your age before
we can show you a projection
You must be aged 18-39 to open a Lifetime ISA.
After
{{ ctrl.pot.timeframe }}
10+
years, assuming {{ ctrl.pot.contributions.starting | poundCurrency }} contributed at start of each tax year
{{ ctrl.getLisaContributionsTitle() }}
{{ ctrl.lisaProjection.contributions | poundCurrency }}
Government bonuses
{{ ctrl.lisaProjection.bonus | poundCurrency }}
50% chance of having at least
Projected value
{{ ctrl.lisaProjection.average | poundCurrency }}
5% chance of having less than
Low projected outcome
{{ ctrl.lisaProjection.leftTail | poundCurrency }}
How we calculated these figures
Portfolio
What you'll own in this portfolio
List of investments
| Ticker | Name | Percentage |
|---|---|---|
| {{ investment.code }} | {{ investment.description }} | {{ investment.allocation }} |
Historical
Returns of a comparable portfolio over the past 23 years
{{hisCtrl.averageAnnualReturnPercentage}}
Avg. annual return
{{hisCtrl.bestYearPercentage}}
Best year, {{hisCtrl.bestYear}}
{{hisCtrl.worstYearPercentage}}
Worst year, {{hisCtrl.worstYear}}
{{hisCtrl.worst12MonthPeriod}}
Worst 12 mo. period
These returns are regarded as simulated and are not a reliable indicator of future performance. They are based upon and calculated using data from between 31 December 1995 until 31 December 2018. They use an investment start date of 31 December 1995.
Learn more about performance and how it's calculated
Why Nutmeg
Read the Lifetime ISA Information Pack
- Intelligent, diversified portfolio
- Fully managed by our experienced team for extra peace of mind
-
Nutmeg fee of 0.75% on up to £100k, 0.35% after that
More about our fee and the other costs of investing - Global, multi-asset portfolio crafted by our experienced team
- Fully-automated rebalancing and dividend reinvestment
-
Nutmeg fee of 0.45% on up to £100k, 0.25% after that
More about our fee and the other costs of investing - Move your money into investments when you’re ready
- You can choose to invest it all in one go or drip-feed month-by-month
- No setup fees
- Brilliant customer support
- An award-winning, easy-to-use platform
- Interest 0.40% pa
- Fee 0.25% pa
- Net return 0.15% pa
-
Nutmeg fee of 0.75% on up to £100k, 0.35% after that
More about our fee and the other costs of investing -
Nutmeg fee of 0.45% on up to £100k, 0.25% after that
More about our fee and the other costs of investing - No setup fees
- Change risk and other settings anytime
- Get a 25% government bonus on up to £4,000
- Tax-free returns when used for your first home or retirement (see restrictions)
- Award-winning web and mobile apps
- Brilliant customer support
What happens next
We’ll switch ‘{{ ctrl.pot.name }}’ to cash- Your funds will remain in your {{ctrl.isLisaAccount() ? 'Lifetime ISA' : 'ISA'}}
- Maintain or set up Direct Debit contributions as you wish
- This will NOT be a cash ISA — this cash will be held inside your existing {{ctrl.isLisaAccount() ? 'Lifetime ISA' : 'stocks and shares ISA'}}
The change will occur on our next twice-weekly investing cycle
We have to sell your investments and convert them to cash. More
Everything else about your pot will remain the same
Your timeframe, goal, and any contributions you have set up will continue as before.
You’ll earn interest
The rate will be the Bank of England Bank Rate less 0.35%. A Nutmeg management fee will be charged. See the current rate
All set?
{{ctrl.isPortfolioZeroAccount() ? 'About the projection' : 'Your investments may lose value' }}
Projections are never a perfect predictor of future performance, and are intended as an aid to decision making, not as a guarantee.
This projection doesn't include any monthly transfers from any of your other Nutmeg pots, but it does include direct debit payments from your bank account outside Nutmeg. It also includes your initial contribution, if it has arrived at this stage.
The projection includes the effect of Nutmeg fees, investment fund costs, and market spread — personalised according to your planned contributions and chosen investment style — but does not take into account the effects of inflation or tax. It assumes income is reinvested. More About this projection
{{ctrl.isPortfolioZeroAccount() ? 'About the projection' : 'Your investments may lose value' }}
Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of Nutmeg fees, investment fund costs, and market spread — personalised according to your planned contributions and chosen investment style — but does not take into account the effects of inflation or tax. It assumes income is reinvested. Learn more
Before age 60, LISAs can only be used to purchase your first home, and it must be under £450,000. Otherwise, you may incur a 25% government penalty. Learn more
These past performance figures are simulated and are not a reliable indicator of future performance.
- Your assets are held by State Street, one of the world's largest custodian banks, and Barclays. Nutmeg is authorised and regulated by the Financial Conduct Authority (FCA).
We offer restricted advice, which is limited to recommending a suitable model portfolio from our range.
© 2019 Nutmeg Saving and Investment Limited