{{fund.fundName}}

Target: {{(fund.fundTarget | currency: '£' : 0) || 'No target set'}} Edit goal, name and target Edit name
1

Timeframe


About {{ fund.fundTimeframe }} years from now, in {{ fund.yearsFromNow | date : 'MMM yyyy' }} You plan to start drawing income about {{ fund.fundTimeframe }} years from now, in {{ fund.yearsFromNow | date : 'yyyy' }}, when you're {{ pension.retirementAge }}.
We'll assume you're investing for 10+ years.
2

Pay in

Top up or change any time

Minimum is {{ minimumInvestment.lump_sum | currency: '£' : 0 }} lump sum Why?

Minimum starting amount is £5,000

Starting amount Starting contribution
+{{ lumpSumTaxReliefValue() | currency: '£' }}

You'll stay with {{ unallocatedCashLeft | currency: '£' : 0 }} in unallocated This lump sum will be covered entirely by what you already have in unallocated cash. Unallocated cash will cover some of this lump sum, but you'll still need to contribute an additional {{ fundNeedMoreCash | currency: '£' : 0 }}
Pension transfers value (approx)
Monthly
+{{ monthlyTaxReliefValue() | currency: '£' }}

{{ monthlyRules.min | currency: '£' : 0 }}/mo required for sums below {{ monthlyRules.belowLumpSum | currency : '£' : 0 }} Why?

The minimum employee payment is {{ monthlyRules.min | currency: '£' : 0 }}/mo


Employer contributions

Monthly employer contribution

One-off employer contribution
3

Risk

You can change this any time
{{ fundRiskLevel || ' ' }} {{ riskLevelData.description || 'Use the slider to choose a risk level' }}
Low risk
High risk
{{ preferredRiskLevel }} The preferred risk level for people with your timeframe and risk tolerance.

Working...

Let's build your new pot.

Let's build your pension.

Choose your settings to tell us how to invest your money.

4

Review your portfolio with risk level {{ fundRiskLevel }}


Projection

How we project this portfolio to perform


How we project this portfolio to perform
Good 15% chance
Expected 60% chance
Poor 15% chance
Very poor 5% chance
Contributions only
How to read this chart +
Government-defined pension outcomes Turquoise pension
More likely
Less likely
Contributed
Potential pension outcomes in {{ fund.yearsFromNow | date : 'yyyy' }}
Figures based on government calculations and shown in today's equivalent money
assuming inflation of 2.5% and medium performance of {{ data.percent_risk_level }}% annually after fees.
Contributions and tax relief, including transfers:
{{ data.contributed_amount | currency: '£' : 0 }}
Your pension could be worth, in total:
{{ data.medium_pension_pot | currency: '£' : 0 }}
Which means you could take as a tax-free sum:
{{ data.tax_free_lump_sum | currency: '£' : 0 }}
And then buy an annuity income worth:
{{ data.annuity_value | currency: '£' : 0 }}/yr

On track
2 ways to get on track
Hide options

Extend timeframe {{ backOnTrack.extendTimeframe }}

or

Increase Contributions to {{ backOnTrack.increaseContributions | currency: '£' : 0 }} /mo

Your investments may lose value

Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee.

The projection includes the effect of fees, assumes income is reinvested and does not take into account the effects of inflation or tax. More about how this projection is calculated »


Your investments may lose value

Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee.


Portfolio

Breakdown of this portfolio


View allocation by
Portfolio strategy and volatility

{{ portfolioExplanation.portfolio_strategy_descrtiption }}


About this mix

{{ portfolioExplanation.volatility_descrtiption }}


Investments

What you'll own in this portfolio


Ticker Name Percentage
{{ investment.code }} {{ investment.description }} {{ investment.allocation }}

Historical

Returns of a comparable portfolio over the past 20 years



Remember, past performance is no guarantee of future returns and losses over any 12-month period may be greater than losses during any discrete calendar year.

The annualised return over the past 20 years is .

In , the best calendar year over the last 20, the portfolio returned .

In , the worst calendar year over the last 20, the portfolio returned . The worst performance of any 12 month period over the last 20 years was .


Figures are based on historical performance of a portfolio consisting of , which is comparable to the long-term average asset mix for this portfolio. Divergence from this allocation could lead to significantly different returns from those shown here. The returns are intended as an example of the ups and downs of markets, rather than any guarantee of performance. Source data: Macrobond.
The Nutmeg personal pension

  • Bring all your pensions into one online portfolio
  • Instant tax relief: get a 25% top-up on all net personal monthly contributions, subject to your tax status
  • Seamless contributions via Direct Debit
  • Professional investment management
Read the key features of the Nutmeg Personal Pension (pdf)
The essentials
  • Authorised and regulated by the Financial Conduct Authority (FCA)
  • Your assets are held with one of the world's largest custodians
  • Protected by bank-level 128-bit TLS security
  • We offer restricted advice, which is limited to recommending a suitable model portfolio from our range. We will not assess your whole financial circumstances or consider all financial products and services that could be suitable.

© 2017 Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority.
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Nutmeg® is a registered trade mark of Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 5 New Street Square, London, EC4A 3TW.

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